How we work

Revolving Credit Account 1

Once you’re accepted as a customer with Shop At Home Services Ltd that can purchase items on a revolving credit account from one of our trucks.You can shop to the limit of your credit and make regular weekly or fortnightly payments, with the ability to pay off your account as often as you like. This arrangement is called a revolving line of credit.

The amount you pay and the length of time you have been keeping up payments determine how much you can purchase each time you shop.  For example, when you open a Revolving Credit Account as a new customer you can spend up to $200 and pay as little as $10 a week in repayments. In addition to the purchase price you are required to pay interest on the total outstanding on your account at the rate of 19.5% per annum and a monthly account fee of $6.

Limits

$10 Per Week(Limit $200)
$20 Per Week (Limit $400)
$30 Per Week(Limit $600)

Cancellation

You may cancel the sale within 5 working days of signing this form. If you wish to cancel you must notify us and return the goods. If you cancel all moneys you have paid under this contract will be refunded. But if the goods are damaged you will be liable for the repair costs.

Fees

(a) Monthly Account Fee 6.00
(b) Missed Payment Fee 15.00
(c) Fee where a direct debit form is terminated 40.00
(d) Field trip fee where a visit is necessitated by default 40.00

 

Revolving Credit Account 2

Any of the products in our catalogue or website are available for purchase by Revolving Credit. If you choose to purchase products by Revolving Credit we will hold the goods until you have paid your deposit of 30%. When the deposit has been paid the good will be delivered. In addition to the purchase price you are required to pay interest on the total outstanding on your account at the rate of 19.5% per annum and a monthly account fee of $6.

Limits

$10 PER WEEK(LIMIT $600)
$20 PER WEEK (LIMIT $1,200)
$30 PER WEEK(LIMIT $1,800)
$40 PER WEEK(LIMIT $2,400)
$50 PER WEEK (LIMIT $3,000)

Maximum Limit $3,000

After you have paid your deposit the goods will be delivered to you.  Have Your Photo I.D with D.O.B and Bank Statement Ready.

If you wish to pay the deposit amount straight away you will receive the goods once your second payment has cleared.

Cancellation

  1. You may cancel the sale at any time within 5 working days of signing this form. If you wish to cancel you must notify us and return the goods. If you cancel all moneys you have paid under this contract will be refunded. But if the goods are damaged you will be liable for the repair costs.
  2. You may also cancel the sale at any time before you take delivery of the goods. But unless you cancel within five working days from the date of this agreement as stipulated in clause 1 you will be liable for a cancellation fee of $60.00 and the booking fee and any other fees charged will not be refunded. Any balance will be refunded to you.

You may also be required to pay the following fees

(a) Booking Fee 40.00
(b) Monthly Account Fee 6.00
(c) Missed Payment Fee 15.00
(d) Fee where a direct debit form is terminated 40.00
(e) Field trip fee where a visit is necessitated by default 40.00
(f) Cancellation Fee 60.00